African startups like Grey are building global companies from day one, yet many still struggle with the basics of global finance.
Opening a corporate USD account can take months. Paying international vendors often involves routing money through multiple intermediaries. Managing team expenses across borders adds another layer of friction.
Grey Business wants to simplify that stack. The company, already known for helping individuals receive foreign payments, has introduced a corporate offering designed for African businesses operating internationally. The product combines corporate USD accounts, bulk payouts, virtual cards for expenses, and stablecoin transactions within one system.
The inclusion of stablecoin rails is strategic and intentional. Many African startups already use USDT or USDC informally to settle invoices or move money quickly across jurisdictions. Grey is formalizing that behaviour inside a structured business platform.
For founders, the value is operational. Instead of juggling bank transfers, crypto wallets, and expense tools separately, Grey Business centralizes global payments in one place. Teams can issue virtual cards, manage payouts, and settle in digital dollars without switching systems.
This matters at a time when cross-border finance remains one of the biggest bottlenecks for African companies. Whether paying for software subscriptions, contractor payroll, or international suppliers, USD access remains critical.
Grey’s move also reflects a broader pattern. Stablecoins are increasingly being integrated into fintech products not as speculative assets but as payment rails. For many businesses, they offer faster settlement and fewer restrictions compared to traditional cross-border transfers.
The bigger story here is not just a product launch. It is the gradual building of global financial infrastructure by African fintechs. Companies like Grey are positioning themselves as bridges between local markets and the international economy.
For startups navigating FX pressure and global expansion at the same time, tools that combine regulated USD access with digital dollar flexibility may become less of a luxury and more of a necessity.

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