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Africa’s fintech story is evolving, and stablecoins are quickly taking center stage. At the Lagos Stablecoin Leadership Breakfast on October 6, 2025, Aptos Africa shared its vision for how blockchain could redefine payments across the continent.
Benjamin Ajibola, Community Lead at Aptos Africa, said stablecoins are becoming “the new dollar of the digital age,” and that Africa may be where they matter most. The continent processes more than $50 billion in annual remittances, but 6–9% of that value is lost to fees. Meanwhile, 60% of Africans remain unbanked, even as 90% own smartphones. Stablecoins, he said, can bridge that gap by offering faster, cheaper, and borderless transfers.
Aptos is positioning itself as the infrastructure powering this shift. The blockchain supports leading stablecoins including USDC, USDT, PYUSD, and World Liberty USD1, with Circle’s Cross-Chain Transfer Protocol (CCTP) enabling seamless movement of assets across networks. Transactions settle in seconds and cost less than a cent, making the platform suitable for micro-payments, payroll, and remittances.
To localize adoption, Aptos is partnering with African fintech firms like Yellow Card to enable gasless transactions. This approach removes network fees for users, creating simpler digital payment experiences for individuals and businesses.
Performance and reliability remain core to Aptos’s design. The network runs on the Move programming language, ensuring high security and scalability. It also supports over 100,000 transactions per second, achieving sub-second finality, an important advantage for real-time payments in emerging markets.
Aptos Africa’s initiatives show its long-term intent. Through University Tours, Move Bootcamps, and Founders’ Onboarding programs, developers across Nigeria, Kenya, and Ghana are learning to build stablecoin-powered solutions for local problems, from remittance apps to savings tools and payroll systems.
The results are showing. Aptos reports 300% growth in real-world asset tokenization, 700% in total value locked (TVL), and a 4,000% surge in stablecoin volume. These numbers point to growing activity not just from investors, but from real users seeking alternatives to traditional banking.
For Aptos, the goal is to make stablecoins a part of everyday financial life in Africa. As global discussions continue on regulation and cross-border use, Africa’s adoption story is already taking shape. If momentum continues, the continent could become not just a market for stablecoins, but a driving force in defining their global role.
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